can I apply and how long will it take?
To Apply for the Authorize.Net
real-time account, you simply purchase
the real-time terminal here,
and you will be sent the application
soon after. This application can
be completed online, and then faxed or
mailed back, we do not need to receive
the originals. Once we receive
the signed paperwork, you will be set
up in 3-14 business days, depending on
the complexity of the application.
For the retail or mail order merchant
account, you will fill out the
application worksheet here,
and upon completion, pay the $99
application fee. Next, we will
contact you and mail the original
applications to you. We require
you return these to us with your
original signature by mail, or
overnight service with a check for the
purchase price of your software or
your first month's lease payment of
$19.99. Once this is received,
you will be set up in about 10
my application fee refundable?
Your application fee, and any up front
costs are 100% refundable in the rare
case you are declined. If you initiate
an application that requires a fee or
payment and decide you no longer wish
to continue with the process, refunds
of application fees will not be
available. If you apply, please
be certain you wish to proceed and
open a merchant account. You are
only required to provide payment if
your status is "approved;"
all "declined" applications
will receive a 100% refund upon
request, no questions asked.
poor credit, or new business status a
No way. We approve almost
everyone regardless of past credit.
Even a bankruptcy will not necessarily
prevent your approval.
When you are approved, we guarantee
you the same low discount rate,
regardless of history.
about leasing options?
We offer a tax deductible,
lease-to-own plan for all software,
and virtual terminals. Swipe equipment
leases are not available. All
leases are for 36 (NOT 48) months.
Leases my be paid off early without
penalty, but must be paid in full.
Lease terms are $19.99 per month for
36 months on Authorize.Net virtual
terminal or PC Authorize software.
Lease payments are deducted directly
from your checking account that is
linked to your merchant account.
Total lease payments for 36 months
total $719.64. Total purchase price of
the Authorize.Net virtual terminal
outright is $299 and the PC Authorize
software is $399.
about customer service?
Customer Service is available 24 hours
a day / 7 days a week, at no charge.
We are available for assistance, voice
authorization, security, or to provide
you with statement or account
does the discount rate mean?
The discount rate is the percentage of
each transaction that the processing
company (MasterCard, Visa, American
Express, or Discover) charges to
handle the transaction for you. Our
discount rates are extremely
competitive. Please note, Discover and
American Express will have different
quickly do I get paid?
After closing your daily
"batch", or when all
transactions have been sent to the
bank for the day, you can expect your
funds to be available for withdrawal
about 48 hours later in most cases
with the retail and mail order /
telephone order accounts.
Real-time accounts may have different
terms, depending on the offer. Most
accounts are settled within 120 hours
(5 business days) although funds are
secured and guaranteed immediately.
48 hour settlement is available for
real-time accounts upon request
pending account review.